{"id":6232,"date":"2026-09-21T09:05:07","date_gmt":"2026-09-21T07:05:07","guid":{"rendered":"https:\/\/enthec.com\/?p=6232"},"modified":"2026-09-21T09:05:07","modified_gmt":"2026-09-21T07:05:07","slug":"vishing-what-it-is-how-it-works-and-how-to-protect-yourself-from-fraudulent-calls","status":"publish","type":"post","link":"https:\/\/enthec.com\/en\/vishing-what-it-is-how-it-works-and-how-to-protect-yourself-from-fraudulent-calls\/","title":{"rendered":"Vishing: What It Is, How It Works, and How to Protect Yourself from Fraudulent Calls"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">The phone rings; you see a number that looks like your bank&#8217;s, and you pick up without thinking twice. That&#8217;s exactly what <\/span><b>vishing is: a phone scam that\u00a0<\/b><span style=\"font-weight: 400;\"><span style=\"box-sizing: border-box; margin: 0px; padding: 0px;\"><strong>uses social engineering and identity theft\u00a0<\/strong>to steal your login credentials, verification codes, or money<\/span>.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The term is a portmanteau of \u201cvoice\u201d and \u201cphishing,\u201d and in recent years it has become one of the fastest-growing types of fraud in Spain.<\/span><\/p>\n<h2><b>What exactly is vishing?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Vishing is a phone scam in which the attacker impersonates a trusted entity (a bank, the tax authority, a telecommunications provider, or a company\u2019s technical support) to trick the victim into revealing sensitive information or authorizing a transfer.\u00a0<\/span><span style=\"box-sizing: border-box; margin: 0px; padding: 0px;\">No malware is involved, and there is no link to click;\u00a0<strong>the entire attack happens<\/strong><\/span><b>\u00a0during the conversation.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">According to data from INCIBE, the public cybersecurity agency handled more than 120,000 cybersecurity incidents in 2025\u2014a 26% increase from the previous year\u2014and the industry itself reports that vishing was one of the fastest-growing types of cyberattacks during that period.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The Ministry of the Interior recorded 489,248 cybercrimes in 2025, of which 430,493 were computer scams. Far from being an outdated channel for fraud, the telephone has become one of scammers&#8217; preferred methods.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b>How Does Vishing Work? The Anatomy of a Fraudulent Call<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">A vishing attack usually follows a fairly recognizable script once you&#8217;re familiar with it, even if it seems convincing at the time:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Caller ID spoofing.<\/b><span style=\"font-weight: 400;\"> The number you see on the screen looks real\u2014it even matches your bank\u2019s number\u2014because the attacker has forged it.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>A sense of urgency.<\/b><span style=\"font-weight: 400;\"> They alert you to a suspicious charge, an account freeze, or a held package. The goal is to make you act out of fear rather than calmly.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Request for information or codes.<\/b><span style=\"font-weight: 400;\"> They ask you to \u201cconfirm\u201d your identity by providing an SMS code, your PIN, or\u00a0<\/span><span style=\"font-weight: 400;\">saying \u201cyes\u201d out loud\u2014information that can later be used to access your accounts, just like an\u00a0<a href=\"https:\/\/enthec.com\/en\/infostealer-the-malware-that-silently-steals-your-credentials-before-anyone-detects-it\/\" target=\"_blank\" rel=\"noopener\">infostealer<\/a> that compromised your device.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Quick hang-up.<\/b><span style=\"font-weight: 400;\"> Before you can verify anything through another channel, the call ends and the damage is already done.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">What has changed in recent years is the<\/span><b> technical sophistication<\/b><span style=\"font-weight: 400;\">. Voice cloning using artificial intelligence now makes it possible to imitate the voice of a family member or an executive with just a few seconds of audio\u2014something that sounded like science fiction a few years ago but is now a real threat to businesses and individuals alike.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You might be interested in:&gt; <\/span><a href=\"https:\/\/enthec.com\/en\/what-is-sim-swapping-and-how-can-an-early-warning-tool-prevent-identity-theft\/\"><span style=\"font-weight: 400;\">SIM Swapping: What It Is, How It Works, and How to Avoid This Scam in 2026 <\/span><\/a><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><img decoding=\"async\" class=\"size-full wp-image-6233 aligncenter\" src=\"https:\/\/enthec.com\/wp-content\/uploads\/2026\/09\/vishing-.jpg\" alt=\"\" width=\"750\" height=\"500\" srcset=\"https:\/\/enthec.com\/wp-content\/uploads\/2026\/09\/vishing-.jpg 750w, https:\/\/enthec.com\/wp-content\/uploads\/2026\/09\/vishing--300x200.jpg 300w, https:\/\/enthec.com\/wp-content\/uploads\/2026\/09\/vishing--350x233.jpg 350w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><\/p>\n<p>&nbsp;<\/p>\n<h2><b>Examples of vishing currently circulating<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Here are some of the most common examples of vishing reported in Spain:<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><span style=\"color: #ff0000;\"><b>Call Type<\/b><\/span><\/td>\n<td><span style=\"color: #ff0000;\"><b>What they say<\/b><\/span><\/td>\n<td><span style=\"color: #ff0000;\"><b>What they&#8217;re looking for<\/b><\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Fake Bank Security Department<\/b><\/td>\n<td><span style=\"font-weight: 400;\">\u201cWe\u2019ve detected suspicious activity in your account\u201d<\/span><\/td>\n<td><span style=\"font-weight: 400;\">SMS code or online banking password<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Fake technical support<\/b><\/td>\n<td><span style=\"font-weight: 400;\">\u201cYour computer has a virus; we need remote access\u201d<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Install remote control software<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Fake Tax Agency<\/b><\/td>\n<td><span style=\"font-weight: 400;\">\u201cYou have a pending tax refund\u2014please confirm your information\u201d<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Bank and personal information<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Voice-Based CEO Fraud<\/b><\/td>\n<td><span style=\"font-weight: 400;\">\u201cI\u2019m the CEO; I need an urgent wire transfer\u201d<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Payment authorization from an employee<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Fake telephone operator<\/b><\/td>\n<td><span style=\"font-weight: 400;\">\u201cWe\u2019re going to upgrade your plan\u2014please confirm the code you receive\u201d<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Fraudulent number porting<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">This last scenario is particularly dangerous because, if the scammer manages to port your number, they can intercept the verification codes from your banking apps.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b>How to Spot a Vishing Attack Before It\u2019s Too Late<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">There are signs that are almost always present, although sometimes it&#8217;s hard to see them in the heat of the moment:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">They contact you unexpectedly and in a hurry, leaving you no time to think.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">They ask for information that the real organization would never ask for over the phone, such as your full PIN or an SMS code.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">They insist that you don\u2019t hang up and call that number yourself to \u201cverify\u201d that it\u2019s legitimate: that\u2019s exactly the opposite of what you should do.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The caller ID matches your bank\u2019s actual number\u2014but that\u2019s no longer a guarantee of anything, since caller ID spoofing is commonplace.<\/span><\/li>\n<\/ul>\n<p><b>An important note:<\/b><span style=\"font-weight: 400;\"> the classic advice to \u201chang up and call the number you have saved\u201d is still valid, but only if you manually dial the number from your own phone\u2014never call back or press any buttons the scammer suggests.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b>How to Avoid Vishing<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Preventing vishing doesn&#8217;t depend on having more technology, but on changing a few habits:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Never give out verification codes over the phone.<\/b><span style=\"font-weight: 400;\"> No legitimate organization asks for them that way.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Hang up and verify through another channel.<\/b><span style=\"font-weight: 400;\"> Contact your bank through the official app or the phone number listed on your documents\u2014not the one that called you.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Be wary of any sense of urgency.<\/b><span style=\"font-weight: 400;\"> Almost any real problem can wait ten minutes while you verify the information.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Install a call blocker<\/b><span style=\"font-weight: 400;\"> that uses a database of numbers reported as fraudulent.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>If you run a business, train your team.<\/b><span style=\"font-weight: 400;\"> Voice-based CEO fraud has grown because many employees don&#8217;t know it exists.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">If you\u2019ve already provided any sensitive information, act quickly: block your cards or access through your bank\u2019s app, change your passwords, and file a report with the police or the Civil Guard. The sooner you act, the less time the scammer has to use that information.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b>Vishing in the Business World: Continuous Monitoring vs. Exposure<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">For a company, even one employee falling victim to vishing can open the door to a credential leak, <\/span><a href=\"https:\/\/enthec.com\/en\/what-is-ceo-fraud-and-how-can-it-be-avoided\/\"><span style=\"font-weight: 400;\">CEO fraud<\/span><\/a><span style=\"font-weight: 400;\">, or unauthorized access to internal systems. One-time training is no longer enough; you must know at all times what data, credentials, or references about the organization are circulating externally, because many vishing campaigns are built using information from previous data breaches or exposed corporate profiles.<\/span><\/p>\n<p><span style=\"box-sizing: border-box; margin: 0px; padding: 0px;\">This is precisely what\u00a0<strong>Continuous Threat Exposure Management (CTEM)<\/strong> is\u2014a cyber-surveillance approach that continuously monitors what information about your company, your employees, or your suppliers is accessible to a potential attacker before they can use it.<\/span><\/p>\n<p><a href=\"https:\/\/enthec.com\/en\/kartos\/\"><span style=\"font-weight: 400;\">Kartos<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><b>Enthec&#8217;s cybersecurity monitoring solution<\/b><span style=\"font-weight: 400;\">, applies this CTEM model to businesses, detecting leaked credentials, data exposure, and attack surfaces that are later exploited in targeted vishing campaigns.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b>Frequently Asked Questions About Vishing<\/b><\/h2>\n<h3><b>Is vishing the same as phishing?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">No. Phishing occurs via email or a link, while vishing occurs via a phone call. Both aim to steal data or money, but they use different channels and different manipulation techniques.<\/span><\/p>\n<h3><b>Can the bank refund my money if I fall victim to a vishing scam?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">It depends on the specific case. If someone accessed your account without your consent, PSD2 regulations require the bank to refund the amount. If you authorized the transaction under false pretenses, the process is more complicated, although Spanish courts are increasingly ruling in favor of victims.<\/span><\/p>\n<h3><b>How do I know if a call from my bank is real?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Hang up and call the official number listed on your card or in the app yourself. Never use the number that called you or the one the caller suggests.<\/span><\/p>\n<h3><b>Are small businesses also targets of vishing?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Yes, in fact, they are a common target precisely because they tend to have fewer verification protocols than large corporations, and a single transfer authorized by mistake can result in a significant loss.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The phone rings; you see a number that looks like your bank&#8217;s, and you pick up without thinking twice. That&#8217;s [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":6231,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[44],"tags":[24,32,33],"class_list":["post-6232","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cybersecurity-en","tag-cybersecurity","tag-kartos-en","tag-risks"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u25b7 Vishing: What It Is and How to Protect Yourself | Enthec<\/title>\n<meta name=\"description\" content=\"Vishing is a phone scam in which the scammer impersonates your bank or the tax authorities \u27a1\ufe0f We&#039;ll explain how it works, how to spot it, and how to avoid becoming a victim\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link 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